Terms & Conditions

In these Terms & Conditions, the following terms carry the meanings set out below unless the context expressly requires otherwise:

• "Platform" means the to200 website accessible at https://to200.cam and all associated mobile applications, software, and services operated under the to200 brand.
• "We," "Us," or "to200" refers to the operator of the Platform and all affiliated entities responsible for its management and operation.
• "Member" or "You" refers to any individual who has completed registration on the Platform and whose account is in good standing.
• "Account" means the registered user account held by a Member on the Platform, including associated wallet balances and transaction history.
• "Wager" means any real-money bet placed by a Member on a sports event, casino game, lottery, or any other product offered through the Platform.
• "Bonus Funds" means promotional credits awarded by to200 that are subject to wagering requirements before conversion to withdrawable cash.
• "KYC" (Know Your Customer) refers to the identity and age verification procedures required of all Members as a condition of account approval and withdrawal processing.
• "IDR" or "Rp" means Indonesian Rupiah, the exclusive currency used for all financial transactions on the Platform.
• "WIB" means Western Indonesia Time (UTC+7), the reference time zone for all customer service hours, promotional deadlines, and scheduled events unless otherwise stated.

By accessing the Platform, creating an account, or placing any wager, you confirm that you have read, understood, and agree to be bound by these Terms & Conditions in their entirety, together with our Privacy Policy and Responsible Gaming Policy, each of which is incorporated herein by reference.

If you do not agree with any provision of these Terms & Conditions, you must immediately cease using the Platform and close your account by contacting our support team.

To be eligible to open an account and use the Platform, you must satisfy all of the following conditions at the time of registration and on a continuing basis throughout your membership:

• You are an individual person (not a corporation or other legal entity) aged 21 years or older.
• You are a resident of Indonesia and hold a valid Indonesian National Identity Card (Kartu Tanda Penduduk / KTP) or equivalent government-issued identification.
• You are acting on your own behalf and not as an agent, trustee, or representative of any third party.
• You have not previously been excluded from the Platform by to200 or self-excluded under our Responsible Gaming program.
• You have full legal capacity to enter into binding agreements under the laws applicable to your jurisdiction of residence.
• Participation in online gambling is permitted under the laws and regulations applicable to you personally in your place of residence.

to200 reserves the right to request documentary evidence of eligibility at any time. Failure to provide satisfactory documentation within a reasonable period may result in account suspension and withholding of funds pending verification.

Each Member may hold only one (1) active account on the Platform at any given time. The registration of multiple accounts by the same individual — whether under the same name, contact details, device, IP address, or payment method — is strictly prohibited.

During registration, you agree to provide accurate, current, and complete information including your full legal name as it appears on your government-issued ID, date of birth, valid Indonesian mobile phone number, active email address, and preferred payment method details. You are responsible for maintaining the accuracy of this information throughout your membership.

• Your account credentials (username and password) are personal and confidential. You must not share them with any third party.
• You are solely responsible for all activity conducted through your account, whether authorized by you or not.
• You must notify to200 immediately if you suspect unauthorized access to your account by contacting our support team via live chat or email.
• to200 reserves the right to refuse registration or close any account at its sole discretion, including where it suspects fraudulent intent or breach of these Terms.

All Members are required to complete a Know Your Customer (KYC) verification process before withdrawals are authorized. to200 may also require KYC completion before bonus activation or at any point during the account lifecycle where enhanced due diligence is warranted.

Acceptable KYC documents include:

• Proof of Identity: Indonesian National Identity Card (KTP), valid passport, or driver's license (SIM). The document must be government-issued, currently valid, and clearly display your full legal name and date of birth.
• Proof of Address: A recent utility bill, bank statement, or official government correspondence dated within the last three (3) months and showing your full name and residential address in Indonesia.
• Proof of Payment Method: A screenshot or photograph of the bank account or e-wallet (OVO, DANA, GoPay, ShopeePay, LinkAja) used to fund your account, confirming ownership in your name.

Documents may be submitted digitally via our secure verification portal. to200 will process KYC submissions within two (2) business days under normal circumstances. Members will be notified of approval or of any requirement to resubmit documentation by email or live chat.

6.1 Deposits

to200 accepts deposits exclusively in Indonesian Rupiah (IDR) via the following verified payment channels: BCA, BRI, BNI, Mandiri, CIMB Niaga, OCBC NISP, Bank Danamon, BSI (Bank Syariah Indonesia), Bank Permata, OVO, DANA, GoPay, ShopeePay, and LinkAja. All deposits must originate from a payment account registered in the Member's own legal name. Third-party deposits are not permitted under any circumstances.

• Minimum deposit: Rp 25.000 per transaction.
• Deposits are typically credited to the Member's account within 30 seconds to 5 minutes of successful bank or e-wallet confirmation.
• to200 does not charge processing fees on standard deposits; however, your bank or e-wallet provider may apply their own transfer fees.
• Members are responsible for ensuring deposit details (account number and reference code) are entered correctly. to200 cannot be held liable for funds deposited to an incorrect account due to Member error.

6.2 Withdrawals

Withdrawal requests are processed to the same payment method used for the most recent qualifying deposit, subject to KYC verification being complete and no outstanding bonus wagering requirements remaining on the account balance.

• Minimum withdrawal: Rp 50.000 per transaction.
• Maximum daily withdrawal limit for standard accounts: Rp 50.000.000. VIP tier members may be eligible for higher limits as negotiated with their account manager.
• Standard withdrawal processing time is under 15 minutes for verified accounts during business hours (08.00–23.00 WIB). Requests submitted outside these hours will be processed at the earliest opportunity on the following business day.
• to200 reserves the right to conduct additional security checks on withdrawal requests that trigger our fraud-detection system, which may extend processing time by up to 24 hours.
• Withdrawals of amounts exceeding Rp 100.000.000 in a single transaction may require additional documentation and management approval.

6.3 Currency & Conversion

All balances, wagers, winnings, and bonuses on to200 are denominated exclusively in Indonesian Rupiah (IDR). No foreign currency conversion is offered or supported. Members are advised to ensure their chosen payment method supports IDR transfers without intermediate conversion.

to200 offers a range of bonuses and promotional incentives to eligible Members. All bonuses are subject to the specific terms disclosed at the point of offer, in addition to the general provisions set out in this clause.

• Wagering Requirements: Unless explicitly stated otherwise, all bonus funds must be wagered a minimum of 25 times (25x) the combined deposit and bonus amount before any associated winnings become eligible for withdrawal.
• Eligible Games: Not all games on the Platform contribute equally to bonus wagering requirements. Slot games (slot gacor) typically contribute 100% of each wager; live dealer table games typically contribute 10–15%; sports bets, togel lottery, and mix parlay accumulators contribute as specified in the relevant promotion terms.
• Bonus Expiry: Bonus funds and associated free spins expire within 14 calendar days of being credited to the account unless a different period is stated in the promotion. Expired bonuses are forfeited without compensation.
• One Bonus at a Time: Members may hold only one active bonus on their account at any given time. Claiming a new promotion while an existing bonus is active is not permitted and may result in the forfeiture of one or both bonuses at to200's discretion.
• Abuse & Misuse: to200 reserves the right to void any bonus and withhold associated winnings where there is evidence of bonus abuse, including but not limited to: systematic low-risk wagering designed to clear wagering requirements with minimal genuine engagement, use of multiple accounts to claim the same promotion, or exploitation of system errors.
• VIP & Loyalty Rewards: Cashback, reload bonuses, and VIP-tier rewards are subject to additional terms communicated directly by the Member's account manager or via the VIP program documentation available upon request.

All sports bets, casino wagers, togel lottery entries, and other gaming transactions placed on to200 are subject to the product-specific rules published within each game or market, in addition to these general provisions.

• Bets are final once confirmed by the system. to200 does not accept requests to cancel or amend confirmed wagers except in circumstances where the relevant product rules expressly permit it (e.g., cash-out functionality where available).
• In the event of a system error, connectivity interruption, or software malfunction that results in a wager being placed incorrectly or at an erroneous price, to200 reserves the right to void the affected wager and return the stake to the Member's account.
• Sports betting odds — including Asian Handicap (voor bola) lines, Over/Under, and mix parlay accumulators — are subject to change until the moment the wager is confirmed. The odds displayed at the time of confirmation are the final, binding odds for that wager.
• to200 reserves the right to impose maximum win limits on individual wagers or categories of wagers. Where a calculated payout would exceed the applicable limit, the maximum win amount will be paid.
• For casino games powered by third-party providers (Pragmatic Play, Evolution Gaming, NetEnt, Microgaming, Spribe, and others), the game provider's internal rules and RNG certification govern the outcome. In any conflict between platform display and the provider's certified game engine, the provider's result is definitive.

The following conduct is strictly prohibited on the Platform and will result in immediate account suspension, forfeiture of all balances (including pending withdrawals), and may be referred to law enforcement authorities:

• Opening or operating more than one account (whether in the same name or using different personal details) to circumvent account restrictions or claim multiple bonuses.
• Colluding with other Members, whether in poker, live dealer games, or any other competitive product, to manipulate outcomes or gain an unfair advantage.
• Using automated software, bots, scripts, or any artificial intelligence tools to place wagers, exploit odds movements, or interact with the Platform in a non-human manner.
• Exploiting software bugs, pricing errors, or any technical vulnerability on the Platform. Members who discover such errors are obligated to report them to support immediately; exploitation of known errors will be treated as fraud.
• Money laundering, structuring transactions to avoid detection, or using the Platform to facilitate any financial crime. to200 complies fully with applicable anti-money-laundering (AML) obligations and will report suspicious activity to the relevant authorities.
• Engaging in arbitrage betting strategies specifically designed to exploit platform promotions in a manner inconsistent with genuine recreational gaming.
• Threatening, harassing, or abusing to200 staff members or other platform users in any communication channel.

To the maximum extent permitted by applicable law, to200 and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Platform, including but not limited to:

• Loss of profits, winnings, or gaming opportunities resulting from platform downtime, system maintenance, or technical failure.
• Errors in odds, prices, or game outcomes subsequently identified as arising from data feed failures by third-party sports data providers.
• Unauthorized access to your account resulting from your failure to maintain the confidentiality of your login credentials.
• Any delay in deposit crediting or withdrawal processing attributable to the Member's bank, e-wallet provider, or telecommunications network.

In all cases where to200 is found liable, our aggregate liability to any individual Member shall not exceed the net deposits made by that Member to the Platform in the 30 calendar days preceding the event giving rise to the claim.

The collection, processing, storage, and use of your personal data by to200 is governed by our Privacy Policy, which forms an integral part of these Terms & Conditions. By registering an account, you acknowledge that you have read and accepted the Privacy Policy.

In summary, to200 collects personal data necessary to operate the Platform, verify your identity, process payments, comply with applicable legal obligations, and improve our services. We do not sell your personal data to third parties. Data is retained for the periods specified in the Privacy Policy or as required by law.

to200 is committed to promoting responsible gaming and protecting vulnerable individuals. All Members are encouraged to set personal deposit limits, session time limits, and loss limits through their account settings. Self-exclusion options ranging from 30 days to permanent closure are available at any time upon request.

If you believe your gaming activity has become problematic, please visit our Responsible Gaming page immediately or contact our 24/7 support team who can assist you in activating protective measures. You must be 21 or older to use this Platform.

Either party may terminate the Member's account at any time:

• By the Member: You may request account closure at any time by contacting our support team. Upon closure, any remaining real-money balance (excluding bonus funds that have not met wagering requirements) will be returned to your verified payment method within 5 business days.
• By to200: We reserve the right to suspend or permanently close any account, with or without prior notice, where we have reasonable grounds to believe that these Terms & Conditions have been breached, where continued operation of the account poses a legal or regulatory risk, or where required by a competent authority.

Where an account is closed by to200 due to verified breach of these Terms, all Bonus Funds and winnings derived from Bonus Funds will be forfeited. Real-money balances will be returned to the verified payment method after any applicable deductions for outstanding obligations have been made.

These Terms & Conditions and any dispute or claim arising out of or in connection with them shall be governed by and construed in accordance with the laws of the jurisdiction in which to200 is incorporated and licensed to operate. Any disputes that cannot be resolved amicably between the parties shall be submitted to the exclusive jurisdiction of the competent courts in that jurisdiction.

Nothing in this clause shall limit to200's right to seek injunctive or other equitable relief in any court of competent jurisdiction to prevent or restrain any actual or threatened breach of these Terms.

If you have any questions about these Terms & Conditions, wish to raise a formal complaint, or need to contact us for any account-related matter, please reach us through the following channels:

• Live Chat: Available 24/7 directly through the Platform. Average response time: under 60 seconds.
• Email: [email protected] (plain text — not a clickable link). Responses within 24 hours on business days.
• Operating Hours for Phone/Senior Support: 08.00–23.00 WIB, seven days a week.

These Terms & Conditions were last reviewed and updated on 1 January 2026. The most current version is always available at https://to200.cam/terms-conditions.